Legal
Terms of Use
These terms apply when you use the CashMitra app. By creating an account or using the app you accept them. If you don't agree, please don't use CashMitra.
1. What CashMitra is
CashMitra helps you record what you spend and receive, track money lent and borrowed, and split costs with friends. It is a record-keeping tool. It does not hold, move or transfer money, is not a bank or payment service, and does not give financial, tax or legal advice.
2. Your account
- You must give accurate details and keep your sign-in secure. You are responsible for activity on your account.
- You must be at least 13 years old, or the minimum age required where you live.
- You can delete your account at any time in More → Delete account.
3. Your data
You own what you enter. You allow us to store and process it only to run the app, as described in the Privacy Policy. Balances, totals and suggestions (including those made from bank alerts) are based on what you and your group members enter and may contain mistakes; please check them before relying on them.
4. Split groups
Expenses and settlements you add to a group are shown to all its members. Only add people who agreed to be in the group, and record amounts honestly. CashMitra does not enforce or collect any debt between users.
5. Acceptable use
Don't use CashMitra to break the law, harass others, attempt to access other users' data, interfere with the service, or click on ads in bad faith. We may suspend accounts that do.
6. Ads
The app is free and shows ads from Google AdMob, unless you have Premium. Ads are provided by third parties; we are not responsible for their content or for products you buy through them.
7. CashMitra Premium
- Premium is an optional subscription, paid monthly or yearly through Google Play. Prices are shown in the app before you pay, and Google Play's terms also apply to the payment.
- It renews automatically at the end of each period until you cancel. Cancel any time in More → CashMitra Premium or in Google Play → Payments & subscriptions; you keep Premium until the end of the period you paid for, and you won't be charged again.
- If a renewal payment fails, Premium may stop after Google Play's grace period.
- Refunds are handled by Google Play under its refund policy. If something went wrong with a payment, email us.
- We may change prices or features of Premium; a new price applies only from your next period, and we will tell you in advance.
8. Availability and changes
We work to keep CashMitra running but can't promise it will always be available or error-free. We may change or discontinue features. We may update these terms; the date above shows the latest version, and continuing to use the app means you accept the update.
9. Liability
CashMitra is provided "as is", without warranties of any kind. To the extent the law allows, we are not liable for any loss arising from your use of the app, including financial decisions made using its figures or data lost because of device or service failures.